Account-free store credit
A simple store-credit ledger for a small shop
Informal store credit works best when every movement is recorded and both sides understand the balance. Fleto POS provides a local ledger for customer charges and payments. Records stay on the device; there is no multi-device sync and Fleto cannot recover the ledger if the device and backups are lost.
Reviewed July 27, 2026
Step by step
Set one clear rule
Decide who may use store credit, a practical limit, and when payment is expected. Keep the policy visible so staff does not invent exceptions at checkout.
Store only what is needed
A name, optional phone number, and local note are usually enough. Do not store identity documents, bank information, or sensitive details that are unnecessary for collection.
Create the charge from checkout
Select Store credit and the correct customer when completing a sale. The ledger receives the charge while the sale keeps an immutable snapshot of its items.
Record each payment separately
Do not overwrite the original charge. Add a new payment entry so the running balance retains an understandable history. Print an operational receipt when useful.
Review and back up
Review outstanding balances during closeout. Export the store-credit CSV for reconciliation and the JSON backup for local recovery.
Before using it
- Credit policy is documented
- Duplicate customer entries are resolved
- Charges and payments are append-only
- Balances are reviewed regularly
- A backup is stored away from the register
Privacy and limits
These tools do not require an account. Business data stays on the device unless you choose to open an external provider. Keep your own backups and verify every document or calculation before relying on it in a real operation.